546 Jefferson St, Utica, OH, 43080
About This Home
Enjoy the convenience of this ideally located Utica home, just an easy stroll to downtown shops, dining, and local activities. This versatile property offers 2 bedrooms and 2 full baths, plus a loft that has been utilized as a third bedroom--perfect for guests, a home office, or additional living space. Inside, you'll find a spacious kitchen with ample room for dining, along with two comfortable living rooms and a dedicated dining room--ideal for both everyday living and entertaining. Recent updates include a durable standing seam metal roof, gutters, plumbing, insulation, flooring, paint, electric, lights and ceiling fans, providing added peace of mind. Outside, the home features a nice yard with space to relax, garden, or enjoy outdoor gatherings. A great opportunity to own a well-located home with flexible living space and thoughtful updates in the heart of Utica.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Insulated Windows
- Flooring: Laminate,Carpet
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,004
- Total interior livable area: 2,004 sqft
Property
Details
- Parcel number: 07735811600.000
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 0.33 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
- Ice Storm
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $258 | $3,096 |
| Electricity | $214 | $2,579 |
| Total | $1,991 | $23,892 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $265,000 |
View on Zillow