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278 N Central Ave, Utica, OH, 43080

3beds
2baths
1,554sqft
$249,900
$161price/sqft
$1,868/moest. monthly cost
$74,720/yrincome needed

About This Home

Back on the Market! Welcome to this charming turn-of-the-century home ideally located in the heart of the Village of Utica. This home offers 3 spacious bedrooms, 2 bathrooms, approximately 1554 square foot of living space and a generous size lot. Schedule your showing to see this home today.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Utica Elementary SchoolGrades K-50.4 mi
6/10
Utica Middle SchoolGrades 6-80.3 mi
3/10
Utica High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,554
  • Total interior livable area: 1,554 sqft

Property

Details

  • Parcel number: 07735943600.000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has uncovered spaces: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$169$2,028
Property Taxes $243$2,916
Electricity $193$2,320
Total$1,868$22,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,045/yr
40% on housing$56,040/yr
45% on housing$49,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 43080$158
Licking County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 43080$146
Licking County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$257,000
2026-01-04Contingent$262,500
2025-11-03Listed for sale$262,500
2013-05-21Listing removed$97,900
2012-10-23Listed for sale$97,900
2012-07-02Listing removed$99,900
2011-09-22Listed for sale$99,900
2005-05-05Sold$20,000

For Sale by Agent

AgentDarci E Parsons
BrokerageRed 1 Realty

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