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304 N Grapevine Dr, Payson, AZ, 85541

5beds
4baths
3,946sqft
$1,375,000
$348price/sqft
$8,385/moest. monthly cost
$335,400/yrincome needed

About This Home

Tucked away at the end of a cul-de-sac in the sought-after Chaparral Pines community, this exceptional mountain retreat blends rustic elegance with the comfort and functionality of a thoughtfully designed home. Inside, the spacious open-concept design is ideal for both everyday living and entertaining. The expansive Great Room flows into the gourmet kitchen, where a large center island naturally becomes the heart of every gathering. Whether hosting family for the holidays or enjoying a quiet weekend in the mountains, this home is designed to bring people together. With five bedrooms and four bathrooms, there's room for everyone. The split floor plan on the main level features a spacious primary suite with private access to the deck and charming gazebo, creating the perfect place to enjoy your morning coffee or unwind beneath the pines. A second main-level guest suite is thoughtfully positioned on the opposite side of the home, providing exceptional privacy for family and visitors. Upstairs, you'll find three additional bedrooms, including another guest suite, while the remaining two bedrooms share a well-appointed bathroom. Outside, the expansive deck with steamy hot tub overlooks a private, fully fenced backyard framed by towering pines, creating a serene setting for entertaining, relaxing, or enjoying cool mountain evenings. The oversized three-car garage has ample room for vehicles, a golf cart, ATVs, and all the gear that comes with mountain living. Extensive storage throughout the home, including a dedicated attic storage room, ensures everything has its place. Whether you're golfing at Chaparral Pines or The Rim Club, or just enjoying life in the tall pines, this home offers the perfect balance of mountain charm, generous living spaces, and modern convenience. This is more than just a home, it's a place to create lasting memories in one of Payson's premier gated golf communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-21.5 mi
5/10
4/10
Payson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Stone,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Kitchen-Dining Combo,Pantry
  • Flooring: Tile,Wood,Concrete
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,946
  • Total interior livable area: 3,946 sqft

Property

Details

  • Parcel number: 30287531
  • Zoning: Res

Features

  • Exterior features: Dog Run
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Wood
  • Has view: Yes

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac,Landscaped,Sprinklers In Front,Many Trees,Tall Pines on Lot
  • Lot size dimensions: Irr

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance $386$4,632
Property Taxes $630$7,560
Electricity $417$5,014
Total$8,385$100,620

Income You'd Need if You Spent...

35% on housing$287,485/yr
40% on housing$251,550/yr
45% on housing$223,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$215
Gila County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,375,000
2019-02-25Sold$750,000
2019-02-10Pending sale$750,000
2018-12-08Listed for sale$750,000
2017-10-13Sold$700,000
2017-09-06Pending sale$775,000
2017-09-01Price change$775,000
2017-07-01Listed for sale$795,000
2016-08-18Sold$660,000
2016-07-22Pending sale$723,000
2016-05-25Price change$723,000
2015-12-04Listed for sale$778,400
2008-09-01Listing removed$1,200,000
2008-03-14Listed for sale$1,200,000

For Sale by Agent

AgentStephanie H. Carlock
BrokerageCompass

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