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509 N Mallory St, Hampton, VA, 23663

3beds
2baths
1,362sqft
$259,900
$191price/sqft
$1,946/moest. monthly cost
$77,840/yrincome needed

About This Home

This fully renovated home is in a prime location & ready for immediate move-in! You’ll simply love the vibrant energy of this historic area. Step inside to discover a modern & open layout featuring a first-floor primary suite, a brand-new kitchen with luxurious quartz countertops, soft-close cabinets, & sleek stainless steel appliances. Fresh paint, new flooring throughout, & new HVAC system make this home feel brand new. The large fenced-in backyard offers space for pets & outdoor gatherings. Enjoy the charm of nearby downtown Phoebus, filled with festivals, eateries, a local brewery, & unique shops. Explore the historic sites of Fort Monroe, where you’ll find museums, fishing piers, parks, & beautiful beaches. For even more coastal fun, Buckroe Beach & Park is less than 2 miles away. Breathe in the fresh salt air, bask in the golden sun, & relish in the soothing sound of waves crashing against the shore. Schedule your showing today!

Getting Around

67
WalkingSomewhat Walkable
32
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

5/10
4/10
7/10
Phoebus High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Asphalt Shingle,Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas,Programmable Thermostat
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,362 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 12002470
  • Zoning: R11

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Chain Link,Wood,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Multi Car,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$172$2,064
Property Taxes $258$3,096
Electricity $202$2,433
Total$1,946$23,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,720/yr
40% on housing$58,380/yr
45% on housing$51,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 23663$129
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23663$200
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLena Hogue
BrokerageKeller Williams Realty Twn Ctr

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