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1410 E Cedar Ln, Payson, AZ, 85541

1beds
1baths
240sqft
$280,000
$1,167price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

Escape to the peace and beauty of the countryside with this unique cottage nestled on a scenic 1.06-acre parcel. Surrounded by breathtaking panoramic views, this property offers a rare opportunity to enjoy privacy, wide-open spaces, and incredible natural beauty. The home features a cozy bedroom/family room combination and a functional kitchen, making it an ideal weekend retreat, hunting cabin, or getaway. The property is equipped with its own well, conventional septic system, and a water softener, providing the essentials for comfortable rural living. One of the property's distinctive features is its rustic outhouse, adding to the cabin's authentic country charm. Access is easy via paved roads, with only a short unpaved section leading to the property. Whether you're looking for a peaceful escape, a recreational property, or a place to enjoy spectacular sunrises, sunsets, and star-filled skies, this charming cottage offers endless potential in an unforgettable setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-22.3 mi
5/10
4/10
Payson High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cabin,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Space Heater
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 240
  • Total interior livable area: 240 sqft

Property

Details

  • Parcel number: 30401007X
  • Zoning: Res

Features

  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)

Lot

  • Lot size: 1.06 Acres
  • Features: Landscaped,Many Trees,Tall Pines on Lot,Borders Undvlpd Land
  • Lot size dimensions: Irregular, see pins

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $78$936
Property Taxes $128$1,536
Electricity $216$2,603
Total$1,837$22,044

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,167This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$218
Gila County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$280,000
2024-01-16Listing removed$349,900
2023-04-27Listed for sale$349,900
1993-08-27Sold$25,000

For Sale by Agent

AgentPhil Hopkins
BrokerageDesert 2 Mountain Realty

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