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232 Clifton St, Hampton, VA, 23661

2beds
1baths
761sqft
$199,000
$261price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Charming home brimming with opportunity. Poised as a perfect first home, a turnkey rental, or your next investment property, 232 Clifton Street offers the perfect blend of character, affordability, and potential. The inviting front porch welcomes you home with mounted string lights for warm summer evenings, while the interior provides a comfortable living space ready for your personal touches. A large back yard adds even more value offering space for entertaining, recreation, storage, or future enhancements — gather with friends or simply enjoy evenings outdoors. Conveniently located and packed with value and possibilities!

Getting Around

42
WalkingCar-Dependent
40
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

5/10
Hunter B. Andrews PK-8Grades PK-81.2 mi
7/10
Hampton High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 761 sqft

Property

Details

  • Parcel number: 1005124
  • Zoning: R11

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$119$1,428
Property Taxes $199$2,388
Electricity $202$2,433
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 23661$128
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23661$169
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAngela Kennedy
Brokerage1st Class Real Estate Integrity

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