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12 Holston Ln, Hampton, VA, 23664

5beds
3baths
2,334sqft
$440,000
$189price/sqft
$3,123/moest. monthly cost
$124,920/yrincome needed

About This Home

Central location from the beach and The Marina

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

4/10
6/10
Kecoughtan High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl/Raised
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,334 sqft

Property

Details

  • Parcel number: 10000347

Features

  • Exterior features: Shingle,Vinyl,Cement / Concrete,Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.57 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$250$3,000
Property Taxes $425$5,100
Electricity $224$2,697
Total$3,123$37,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,074/yr
40% on housing$93,690/yr
45% on housing$83,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 23664$187
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23664$213
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$440,000
2026-03-07Listing removed--
2026-03-01Price change$400,000
2026-02-26Price change$410,000
2026-02-24Price change$438,000
2026-02-08Price change$415,000
2026-02-03Price change$425,000
2026-02-01Price change$450,000
2026-01-14Price change$422,000
2026-01-10Price change$442,000
2026-01-06Pending sale$400,000
2025-12-06Price change$400,000
2025-11-20Price change$425,000
2025-11-15Price change$400,000
2025-11-13Price change$422,000
2025-11-09Price change$400,000
2025-10-29Listed for sale$435,000
2025-10-19Listing removed--
2025-10-18Price change$410,000
2025-10-15Listed for sale$435,000
2025-07-11Listing removed--
2025-07-10Price change$438,000
2025-07-08Price change$408,000
2024-09-14Listed for sale$450,000
2024-09-10Pending sale$450,000

For Sale by Owner

AgentProperty Owner

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