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603 E Reno Ridge Cir, Payson, AZ, 85541

3beds
2baths
1,520sqft
$514,500
$338price/sqft
$3,196/moest. monthly cost
$127,840/yrincome needed

About This Home

Buyer's home sale contingency fell through, so this beautiful home is back on the market and ready for its next owner! Welcome to this well-maintained 3-bedroom, 2-bath home offering approximately 1,520 sq. ft. of comfortable living space on a spacious 0.26-acre lot in the highly desirable Golden Frontier subdivision. Updates in 2026, include brand-new windows (except AZ room), new interior doors and hardware, and a freshly painted primary bathroom, giving the home a fresh, updated feel. The fully fenced backyard is designed for both relaxation and fun, featuring a deck, a treehouse, plenty of space for entertaining, pets, or play, and a storage shed with electricity for added convenience. The attached 2-car garage provides ample room for vehicles, recreational equipment, trailers, or additional storage above. In addition, the property offers convenient RV parking alongside the home with an electrical hookup already in place. Conveniently located near schools, shopping, local amenities, and recreational opportunities, this property offers the ideal blend of space, and comfort.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Payson High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Vaulted Ceiling(s),Kitchen-Dining Combo
  • Flooring: Carpet,Tile,Concrete
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Split System

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Property

Details

  • Parcel number: 30419168
  • Zoning: R1-10

Features

  • Exterior features: Outdoor Grill,RV Hookup
  • Fencing: Chain Link

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac,Tall Pines on Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,601$31,212
Home Insurance $144$1,728
Property Taxes $235$2,820
Electricity $216$2,603
Total$3,196$38,352

Income You'd Need if You Spent...

35% on housing$109,577/yr
40% on housing$95,880/yr
45% on housing$85,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$514,500
2026-06-10Listed for sale$514,500
2025-07-28Listing removed$515,000
2025-07-27Price change$515,000
2025-07-18Listed for sale$525,000
2025-07-17Listing removed$525,000
2025-04-21Price change$525,000
2025-04-17Listed for sale$530,000
2024-11-14Listing removed$530,000
2024-10-07Price change$530,000
2024-09-21Listed for sale$544,000
2024-08-29Listing removed--
2024-08-08Price change$544,500
2024-07-30Price change$549,500
2024-07-23Price change$555,000
2024-07-23Price change$555,500
2024-07-11Price change$569,900
2024-06-20Listed for sale$574,900

For Sale by Agent

AgentBrandon Geerhart
BrokerageERA YOUNG REALTY-PAYSON

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