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102 Diggs Dr, Hampton, VA, 23666

4beds
4baths
2,700sqft
$399,900
$148price/sqft
$2,892/moest. monthly cost
$115,680/yrincome needed

About This Home

This beautiful 4-bedroom, 3.5-bath home backs directly to the water and offers bright, open living with high ceilings and amazing natural light throughout. The spacious layout includes multiple living areas, perfect for relaxing or entertaining. The large kitchen features granite countertops, plenty of cabinet space, and an open flow to the main living areas. The home offers two primary suites, each with a private full bath, ideal for guests or multigenerational living. Two additional bedrooms share a full bath, plus a convenient half bath for visitors. Enjoy peaceful water views from your backyard or even from inside your hot tub! The insulated garage with a mini split provides year-round comfort for parking, a workshop, or extra space. This home combines space, flexibility, and waterfront living.

Getting Around

19
WalkingCar-Dependent
22
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

4/10
7/10
Hampton High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate/LVP

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 6000187

Features

  • Levels: Multi/Split
  • Stories: 1
  • Pool features: None
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Chain Link,Partial,Fenced
  • On waterfront: Yes
  • Waterfront features: River Front

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$226$2,712
Property Taxes $384$4,608
Electricity $260$3,120
Total$2,892$34,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,154/yr
40% on housing$86,760/yr
45% on housing$77,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 23666$140
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23666$194
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJessica Lewis
BrokerageIron Valley Real Estate HR

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