198 W Lucky Ln, Payson, AZ, 85541
About This Home
Welcome to Deer Creek Village, situated at 3,100 ft elevation and just 13 miles south of Payson. The location is beautiful with views of the mountains to both the East (Sierra Ancha) and West (Mazatzal). This 1,680 square foot site built home with 2 bedrooms and 2 bathrooms is perched on a hilltop and sits on over 1/2 acre of land bordering the National Forest. An additional bonus room can be used as a hobby room or potential bedroom. The property is fully fenced and tucked into the trees at the very end of the Cul-de-sac, minimizing traffic and maximizing privacy. You will enjoy relaxing on both the front and back covered patios. Th attached garage includes a workshop, and metal free standing carport provides additional covered parking. A site-built storage/utility shed with roll-up door can be a small garage as well. The roof on the home is approximately 5 years old. This one will not last. Schedule your tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Roof: Asphalt
- Construction materials: Wood Frame,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Single Level,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Other,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- No Interior Steps,Pantry,Kitchen Island
- Window features: Double Pane Windows
- Flooring: Laminate,Concrete,Linoleum
- Fireplace features: Wood Burning Stove,Great Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Heat Pump,Ceiling Fan(s)
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 30436056
- Zoning: Residential
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Covered Patio
- Exterior features: Storage
- Fencing: Chain Link
- Has view: Yes
- View description: Mountain(s),Rural
Lot
- Lot size: 0.59 Acres
- Features: Cul-De-Sac,Borders USNF,Hill Top
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Garage & Carport,Detached,Garage Door Opener,Attached
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Lightning
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance | $102 | $1,224 |
| Property Taxes | $167 | $2,004 |
| Electricity | $216 | $2,603 |
| Total | $2,330 | $27,960 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-29 | Listed for sale | $399,000 |
| 2005-01-01 | Sold | $19,500 |
| 1994-05-26 | Sold | $19,500 |
For Sale by Agent
View on Zillow