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310 N Trailwood Rd, Payson, AZ, 85541

3beds
3baths
2,174sqft
$485,000
$223price/sqft
$3,040/moest. monthly cost
$121,600/yrincome needed

About This Home

Nestled among the tall pines of Payson, this single-level retreat offers the perfect blend of comfort and mountain charm. Featuring 3 bedrooms, 3 bathrooms, and 2,174 sq ft, the open-concept layout is ideal for both everyday living and entertaining. The kitchen shines with corian countertops, a spacious island, and breakfast bar seating. Enjoy natural light from skylights, a split floor plan for privacy, and a dedicated office/den for added flexibility. Step outside to a fenced, tree-lined backyard with room to relax or gather. Complete with a 2-car garage, no HOA, and a prime corner lot--this is your escape to cooler weather and peaceful living.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Payson High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Single Level,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Kitchen-Dining Combo,Pantry,Master Main Floor,Kitchen Island
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Laminate,Concrete

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Property

Details

  • Parcel number: 30451056
  • Zoning: Residential
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Drip System
  • Fencing: Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Landscaped,Many Trees,Tall Pines on Lot
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Wildfire
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance $136$1,632
Property Taxes $222$2,664
Electricity $230$2,762
Total$3,040$36,480

Income You'd Need if You Spent...

35% on housing$104,228/yr
40% on housing$91,200/yr
45% on housing$81,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Contingent$485,000
2026-03-25Listed for sale$485,000
2026-02-06Listing removed$499,000
2025-10-17Listed for sale$499,000
2019-09-03Sold$319,900
2019-09-03Listed for sale$319,900
2019-07-13Pending sale$319,900
2019-07-12Price change$319,900
2019-06-12Price change$344,900
2019-04-11Listed for sale$349,900
2008-12-10Sold$295,000
2008-11-16Price change$299,900
2008-08-15Listed for sale$324,900

For Sale by Agent

AgentRyan R Reed, West USA Realty
BrokerageWest USA Realty

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