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1120 S Sycamore Cir, Payson, AZ, 85541

3beds
2baths
1,748sqft
$448,000
$256price/sqft
$2,812/moest. monthly cost
$112,480/yrincome needed

About This Home

MOTIVATED SELLER! JUST REDUCED $11,000!! Hello... Low maintenance yard, with gorgeous viewS of The Mogollon Rim this adorable home has 3 bedroom and 2 full baths. It has a split floor plan, 1748 sq. ft and a 2 car garage with tons of storage space. The living room has a welcoming gas fireplace for those chilly evenings. The kitchen is open to the living room and the dining area. Great for entertaining! Plus there is plenty of counter space and storage. The master has a walkin closet and the master bath has double sinks and a jetted tub. Covered patio for you to enjoy your morning coffee or afternoon Barbeques. Property backs to National Forest.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Payson High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Asphalt
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Single Level,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • No Interior Steps,Breakfast Bar,Eat-in Kitchen,Kitchen-Dining Combo,Vaulted Ceiling(s),Pantry,Master Main Floor
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood,Concrete
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,748
  • Total interior livable area: 1,748 sqft

Property

Details

  • Parcel number: 30457257
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered Patio
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),City

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Landscaped,Many Trees,Tall Pines on Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,265$27,180
Home Insurance $126$1,512
Property Taxes $205$2,460
Electricity $216$2,603
Total$2,812$33,744

Income You'd Need if You Spent...

35% on housing$96,411/yr
40% on housing$84,360/yr
45% on housing$74,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$448,000
2026-04-11Price change$459,000
2026-03-17Price change$469,000
2026-02-17Price change$472,000
2025-10-03Price change$474,000
2025-08-29Listed for sale$489,000
2025-08-06Listing removed$488,000
2025-06-29Price change$488,000
2025-05-13Price change$498,000
2025-04-29Price change$512,000
2025-02-07Listed for sale$527,000
2025-01-21Listing removed$539,500
2024-10-16Listed for sale$539,500
2022-11-06Listing removed--
2022-10-28Listed for rent$2,100
2022-04-06Sold$529,900
2022-03-09Listed for sale$529,900
2018-11-08Sold$206,000
2015-08-26Listing removed$259,000
2015-06-11Price change$259,000
2015-03-10Listed for sale$269,000
2014-10-31Listing removed$274,900
2014-08-23Listed for sale$274,900
2007-07-26Sold$319,900
2007-02-07Sold$68,900
2005-04-07Sold$265,000

For Sale by Agent

AgentAnn M Price
BrokerageERA YOUNG REALTY-PAYSON

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