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3655 Keystone Rd, Fairbanks, AK, 99709

4beds
2baths
2,690sqft
$595,000
$221price/sqft
$4,411/moest. monthly cost
$176,440/yrincome needed

About This Home

Set on 4.3 wooded acres in Goldstream Valley, this thoughtfully crafted custom home captures sweeping views of the Alaska Range from a sunny south-facing hillside. Designed and built by two engineers, every detail reflects intentional design, quality construction, and efficient Alaskan living. Step inside and take a look! The open-concept main level is filled with natural light and showcases custom woodwork throughout. A centrally located wood stove provides efficient heat, with a monitor stove for reliable backup. A private guest suite with a full bath offers flexible space for visitors or extended stays. Upstairs features three bedrooms and a full bath, including a primary bedroom with its own deck—perfect for taking in the views year-round or having early morning coffee as they sun comes up! The lower level includes a fully insulated two-car garage/workshop with 12-inch concrete walls, built for durability and function. Built to perform in Alaska’s conditions, the home offers triple-layer wall insulation (R-33), a vented roof system (~R-60), metal siding and roofing, and a 5+ Star energy rating. Positioned at approximately 1,200 feet, the property sits above the ice fog and benefits from excellent solar gain. Outdoor living is a must with the large sunny deck, a fire pit, flower beds, carport, woodshed, and storage shed—plus direct access to nearby trails for year-round recreation. Moose Mtn is just up the road! Enjoy privacy, views of two lakes, the Alaska Range, and the northern lights! This home is ready for new owners. A June 2025 engineer report, septic test, and as-built survey are already on file. A rare opportunity to own an exceptionally well-built, efficient home that is designed for life in Alaska. Schedule your viewing today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10
West Valley High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: 11-15 yrs
  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Metal Siding,2x6

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Double Pane Windows,Triple Pane Windows
  • Flooring: Hardwood

Heating

  • Heating features: Wood Stove,Monitor/Toyo

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Property

Details

  • Parcel number: 0154784
  • Zoning: NA
  • Zoning description: Rural Estate Districts-4

Features

  • Levels: Tri-Level
  • Patio & porch: Deck/Patio
  • Exterior features: Garden,Natural
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 4.30 Acres

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Fairbanks North Star Borough and Alaska

Fire
Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $204$2,448
Property Taxes $751$9,012
Electricity $448$5,380
Total$4,411$52,932

Income You'd Need if You Spent...

35% on housing$151,234/yr
40% on housing$132,330/yr
45% on housing$117,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 99709$138
Fairbanks North Star Borough$140

vs Homes Sold Last Month

Median $/sqft

ZIP 99709$192
Fairbanks North Star Borough$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$595,000
2025-09-23Listing removed$595,000
2025-07-28Listed for sale$595,000
2025-07-26Listing removed--
2025-07-24Listed for sale$595,000
2025-07-17Listing removed--
2025-07-04Listed for sale$585,000
2025-05-22Pending sale$585,000
2025-04-14Listed for sale$585,000

For Sale by Agent

AgentElizabeth Schok
BrokerageSOMERS SOTHEBY'S

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