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428 N 39th St, Fort Smith, AR, 72903

3beds
1baths
1,190sqft
$218,900
$184price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

PERFECT AIRBNB, INVESTMENT RENTAL, COLLEGE STUDENT HOME, PROFESSOR, RETIRED FAMILY! Come see this extremely well-maintained home, VERY close to UAFS, offers 3 bedrooms, 1 bathroom (fully gutted/remodeled), hardwood floors (originals), spacious considering the lower SF, open living area, good size kitchen with a walk-out area to a HOT TUB, covered carport with a great decked backyard for visitors/entertainment or gazing at the stars at night, enjoy complete privacy backyard, as well as a great storage building very clean and ready for you to convert into your own man cave/she shed (easily can be a hobby area or office outside of the home). GREAT opportunity and affordable! Let's talk! Call today for a showing! Safe will stay and furnishings are up for discussion! Turnkey READY!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
4/10
Northside High SchoolGrades 9-121.0 mi

Construction

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Eat-in Kitchen,Solid Surface Counters,Storage
  • Flooring: Carpet,Luxury Vinyl Plank,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,190
  • Total interior livable area: 1,190 sqft

Property

Details

  • Parcel number: 1589300080000200
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 9,879 sqft
  • Features: Central Business District,Cleared,City Lot

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,106$13,272
Home Insurance $210$2,520
Property Taxes $22$264
Electricity $134$1,616
Total$1,472$17,664

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 72903$131
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72903$125
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$218,900
2021-03-24Listing removed--
2020-10-19Listing removed$90,000
2020-08-20Listed for sale$90,000
2019-08-28Listing removed$92,900
2019-05-20Price change$92,900
2019-04-30Price change$87,900
2019-03-01Listed for sale$74,900
2018-05-01Listing removed$79,000
2018-04-12Price change$79,000
2018-04-03Pending sale$69,000
2018-03-29Listed for sale$69,000
2018-03-23Pending sale$69,000
2018-02-19Listed for sale$69,000
2016-05-03Listing removed$59,000
2016-04-30Listed for sale$59,000
2015-01-09Listing removed$650
2014-12-19Listed for rent$650
2014-12-12Listing removed$63,000
2014-08-16Price change$63,000
2014-07-22Listed for sale$65,000
2014-06-11Listing removed$65,000
2014-05-14Listed for sale$65,000
2010-11-21Listing removed$89,500
2010-05-29Listed for sale$89,500
2008-10-24Sold$60,000

For Sale by Agent

AgentKaci Johnson
BrokerageRealty Mart

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