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4316 Urbana Dr, Fort Smith, AR, 72904

3beds
2baths
1,668sqft
$175,000
$105price/sqft
$1,463/moest. monthly cost
$58,520/yrincome needed

About This Home

This classic and spacious brick home is clean and well maintained, with two living areas, three bedrooms, two baths, including an ensuite bath in the primary. Lots of built-in storage and closet space. Heat and air is approximately 4 years old, roof was replaced in 2023.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Northside High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Built-In Range,Built-In Oven,Dishwasher,Gas Water Heater,Oven,Refrigerator,Range Hood,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Drapes
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,668 sqft

Property

Accessibility

  • Accessibility features: Hand Rails

Details

  • Parcel number: 1775701300000000
  • Zoning description: Residential
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 9,199 sqft
  • Features: Cleared,City Lot,Subdivision
  • Lot size dimensions: 79' x 124'

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $198$2,376
Property Taxes $247$2,964
Electricity $134$1,616
Total$1,463$17,556

Income You'd Need if You Spent...

35% on housing$50,160/yr
40% on housing$43,890/yr
45% on housing$39,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 72904$78
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72904$101
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$175,000
2026-03-21Listed for sale$185,000

For Sale by Agent

AgentHeather Hays
BrokerageO'Neal Real Estate- Fort Smith

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