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1910 N 46th Ter, Fort Smith, AR, 72904

4beds
3baths
2,108sqft
$264,900
$126price/sqft
$1,926/moest. monthly cost
$77,040/yrincome needed

About This Home

Established neighborhood, wonderful tree shaded lot. Spacious living room, den combo opening to eat-in kitchen. Wonderful enclosed sunroom to enjoy the outdoors without the bugs. Garage was enclosed making a great sized main bedroom with full bath, 3 additional bedrooms on the south side of the home with 2nd main bedroom and two others. Nice fenced yard, close to schools, churches and shopping. Family home, lovingly cared for. Just needs you! Agent is related to seller.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Northside High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Ceiling Fan(s),Eat-in Kitchen,Split Bedrooms,Storage,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,108 sqft

Property

Details

  • Parcel number: 1775700660000000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard

Lot

  • Lot size: 10,358 sqft
  • Features: Subdivision
  • Lot size dimensions: 134 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $299$3,588
Property Taxes $136$1,632
Electricity $152$1,831
Total$1,926$23,112

Income You'd Need if You Spent...

35% on housing$66,034/yr
40% on housing$57,780/yr
45% on housing$51,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 72904$77
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72904$101
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$264,900
2026-06-15Listed for sale$270,000

For Sale by Agent

AgentJan Dyer
BrokerageWarnock Real Estate LLC

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