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2621 Ionia St, Fort Smith, AR, 72901

3beds
2baths
1,618sqft
$199,900
$124price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

Welcome home to this charming, brick cottage nestled on a shady, tree lined street in central Fort Smith. Three bedroom, 2 baths, 2 car garage. Home conveniently located close to SHHS! Huge family room with fireplace, and beautiful bamboo flooring. Granite countertops in kitchen and baths. Newer Whirlpool appliances in kitchen. Two closets in the primary suite! From the moment you arrive, you'll be captivated by the inviting curb appeal and welcoming front porch. Inside you will find comfortable large living spaces filled with natural light for gathering with family and friends. The dining room/office/bonus room has a built in Murphy bed for extra guests! 2 car garage offers plenty of storage space, while the outdoor space is ideal for enjoying Arkansas evenings. Whether you're a first time homebuyer, looking to downsize or searching for your next family home, this cottage combines comfort, character, and functionality in one wonderful package! Conveniently located near shopping, dining and schools. Previous owners had pier work done with warranty that will transfer to new owner. Comes with a transferrable warranty from Vesta Foundations. Don't miss the opportunity to make it yours!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Southside High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Built-In Range,Built-In Oven,Counter Top,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Programmable Thermostat,Tile Counters
  • Window features: Blinds
  • Flooring: Bamboo,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 1821700100000800
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Concrete Driveway
  • Fencing: Partial

Lot

  • Lot size: 0.28 Acres
  • Features: Subdivision,Wooded
  • Lot size dimensions: 83 x 148

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $266$3,192
Property Taxes $103$1,236
Electricity $134$1,616
Total$1,513$18,156

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 72901$86
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72901$99
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$199,900
2026-07-09Listed for sale$210,000
2022-02-25Sold$155,000
2022-01-15Pending sale$159,900
2019-09-09Sold$122,500
2019-08-21Pending sale$124,900
2019-07-21Listed for sale$124,900
2015-11-24Sold$113,000
2015-05-07Listed for sale$114,900

For Sale by Agent

AgentLaura Moser
BrokerageWarnock Real Estate LLC

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