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920 High St, Baldwin City, KS, 66006

2beds
1baths
998sqft
$195,000
$195price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

Straight out of a storybook, this charming 2-bedroom, 1-bath home is full of character and charm. From the moment you arrive, you'll appreciate the cozy cottage feel, paired with thoughtful updates that make everyday living easy. Beautiful hardwood floors add warmth and timeless appeal throughout, while the updated kitchen and bathroom provide the modern conveniences today's buyers appreciate.A charming loft area adds extra flexibility and personality to the home, making a perfect reading nook, home office, hobby space, or cozy retreat. It's one more feature that makes this home feel anything but ordinary.Inside, you'll find inviting spaces that feel warm, welcoming, and perfectly sized for comfortable living. Whether you're looking for your first home, a place to simplify, or an investment opportunity, this one is easy to love.And then there's the location. Nestled in the heart of Baldwin City, you're just moments from downtown shops, restaurants, and community events. Enjoy the convenience of being within walking distance of the city park, train depot, golf course, and many of the amenities that make Baldwin City such a special place to call home.Cute, updated, and ideally located…this cottage is ready to write its next chapter.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
8/10
Baldwin High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 998
  • Total interior livable area: 998 sqft

Property

Details

  • Parcel number: 0232020401033006000

Features

  • Levels: One Level
  • Patio & porch: Covered
  • Fencing: Fenced,Chain Link
  • Living area range: Under 1000

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$142$1,704
Property Taxes $193$2,316
Electricity $161$1,935
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 66006$209
Douglas County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 66006$165
Douglas County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$185,000
2026-07-30Listed for sale$195,000
2026-07-08Listing removed$195,000
2026-07-01Pending sale$195,000
2026-07-01Listed for sale$195,000
2009-11-08Listing removed$104,500
2009-08-07Listed for sale$104,500

For Sale by Agent

AgentDENISE BRIDWELL
BrokerageKELLER WILLIAMS DIAMOND PARTNERS

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