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1938 Lincoln Rd, Allegan, MI, 49010

5beds
4baths
2,531sqft
$424,900
$168price/sqft
$3,366/moest. monthly cost
$134,640/yrincome needed

About This Home

Must See Beauty!! DETAILED 'Home Features List' attached. ◇Buyer Concession: Seller to offer $2,000 concession. •Applies only with a bona fide, fully executed purchase agreement *Can be used toward: Closing costs; Prepaids (taxes, insurance) Rate buy-down; however the buyer wants to apply it. ◇Inspection Negotiation Offering up to $1,000 additional credit Specifically reserved for: Inspection-related repairs or findings (if applicable) Incentives are offered to preapproved buyers who submit an offer by Monday, May 9 at 6PM. ***Buyer to verify all measurements mentioned.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Dawson Elementary SchoolGrades K-52.6 mi
6/10
L.E. White Middle SchoolGrades 6-82.8 mi
5/10
Allegan High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Hall,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Center Island
  • Window features: Screens,Insulated Windows
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,694
  • Total interior livable area: 2,531 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2240001300
  • Zoning description: R-2

Features

  • Stories: 1

Lot

  • Lot size: 0.78 Acres
  • Features: Level
  • Lot size dimensions: 150 x 225

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$172$2,064
Property Taxes $770$9,240
Electricity $276$3,312
Total$3,366$40,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,405/yr
40% on housing$100,980/yr
45% on housing$89,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 49010$183
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49010$180
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$442,500
2026-04-07Price change$443,000
2026-03-27Price change$445,000
2026-02-19Listed for sale$448,000
2024-07-24Sold$389,900
2024-06-28Pending sale$389,900
2024-06-10Listed for sale$389,900

For Sale by Agent

AgentJennell Robinson
BrokerageLockett-Jones Realty Group

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