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315 N Main St, Allegan, MI, 49010

3beds
3baths
2,008sqft
$273,000
$136price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

Price Reduced! Great home in the heart of Allegan features 3 bedrooms and 2 1/2 bathrooms. Large kitchen with ample counter space, center island and walk in pantry, formal dining room with sliders that lead to an awesome outdoor living space featuring a covered porch and patio area with firepit. The main floor is complete with a spacious full bath with double sinks, a primary bedroom suite with a private 1/2 bath, enclosed front porch with lots of windows, very big living room and a big bonus room that can be used as a second living space or a 4th bedroom. There are 2 more large bedrooms upstairs as well as another full bath. There are a lot of closets and storage areas throughout the home not to mention the heated and finished garage with a 2nd floor that was once used as an apartment, now used for storage, but could be used for other purposes. Lots of off street parking, this home has much to offer!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
6/10
L.E. White Middle SchoolGrades 6-81.3 mi
5/10
Allegan High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Screens,Replacement
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,008
  • Total interior livable area: 2,008 sqft

Property

Details

  • Parcel number: 5128001700
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 75 x 132

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,380$16,560
Home Insurance *$110$1,320
Property Taxes $458$5,496
Electricity $219$2,628
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 49010$184
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49010$180
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$268,000
2026-07-29Price change$273,000
2026-07-15Price change$279,900
2026-07-02Price change$289,900
2026-06-12Listed for sale$299,900
2014-10-10Sold$109,000
2014-03-28Sold$66,000
2013-08-05Listing removed$69,900
2013-07-27Listed for sale$69,900
2003-05-27Sold$112,000

For Sale by Agent

AgentRuth A Seif
BrokerageGreat Lakes Realty

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