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748 Holland St, Saugatuck, MI, 49453

5beds
3baths
3,442sqft
$1,800,000
$523price/sqft
$11,342/moest. monthly cost
$453,680/yrincome needed

About This Home

Exceptional multi-unit investment opportunity in the heart of Saugatuck at 748 Holland Street. This unique property features two homes with three total units, offering versatility, charm, and strong income potential. The main farmhouse-style residence, originally built in 1984 and beautifully updated in 2018, offers 5 bedrooms and 2 full baths, blending classic character with modern updates. An attached guest suite adds flexibility, featuring an open-concept layout with kitchen, living, sleeping area, and full bath--ideal for private guest accommodations, home office or rental. The separate detached 756 Holland St house is a fully renovated 2-bedroom, 1-bath home, completed in 2018 with extensive improvements including a new foundation, roof, windows, siding, electrical, and plumbing with a separate driveway . Rich in local history, this structure traces its origins to the historic Singapore area near the dunes, adding a rare and compelling story to the property. Perfectly suited for investors or those seeking a multi-generational retreat, this property is just walking minutes from downtown Saugatuck, dining, and shopping. A truly one-of-a-kind offering combining location, income potential, and historic charm. Owner is licensed agent in the State of Michigan

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Douglas Elementary SchoolGrades PK-51.4 mi
7/10
Saugatuck Middle SchoolGrades 6-80.3 mi
8/10
Saugatuck High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1884

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room,Main Level

Basement

  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Skylight(s),Screens
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Hot Water,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,442
  • Total interior livable area: 3,442 sqft

Property

Details

  • Parcel number: 5720804000
  • Zoning description: CR-COMM RES R-1

Features

  • Stories: 2
  • Patio & porch: Scrn Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Level,Sidewalk
  • Lot size dimensions: 147 x 68 x 131 x 137

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$366$4,392
Property Taxes $1,500$18,000
Electricity $375$4,505
Total$11,342$136,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,868/yr
40% on housing$340,260/yr
45% on housing$302,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 49453$429
Allegan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 49453$431
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$1,800,000
2018-05-04Sold$375,000
2018-03-21Pending sale$395,000
2018-03-21Listed for sale$395,000
2015-10-02Listing removed$395,000
2015-07-22Price change$395,000
2015-06-04Price change$420,000
2015-03-05Price change$445,000
2014-12-06Price change$450,000
2014-10-01Price change$460,000
2014-08-24Listed for sale$485,000

For Sale by Agent

AgentTammy L Kerr
BrokerageBHG Connections

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