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790 Simonson Dr, Saugatuck, MI, 49453

2beds
2baths
1,225sqft
$800,000
$653price/sqft
$5,061/moest. monthly cost
$202,440/yrincome needed

About This Home

A rare opportunity to own a thoughtfully renovated historic cottage in the heart of Downtown Saugatuck. This charming 2-bedroom, 2-bath home perfectly blends timeless character with modern comfort, preserving its original warmth while offering today's conveniences. Inside, you'll find inviting living spaces filled with natural light, updated finishes, & carefully curated details that honor the home's historic appeal. The spacious primary suite & beautifully renovated bathrooms provide comfort & style, making the home ideal as a year-round residence, weekend retreat, second home or vacation getaway. Step outside to enjoy the peaceful screened-in porch, expansive entertaining deck, & beautifully landscaped yard overlooking picturesque Goshorn Creek. The outdoor spaces are truly exceptional. Just a short stroll from Saugatuck's renowned downtown of boutique shoppings, restaurants, and marinas.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

8/10
Douglas Elementary SchoolGrades PK-51.4 mi
7/10
Saugatuck Middle SchoolGrades 6-80.3 mi
8/10
Saugatuck High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Other

  • Level: Main

Property

Details

  • Parcel number: 5720905700
  • Zoning description: CR-COMM RES R-1

Features

  • Stories: 2
  • Patio & porch: Scrn Porch
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: Stream/Creek
  • Waterbody name: Goshorn Creek

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 73.83 x 194

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$162$1,944
Property Taxes $666$7,992
Electricity $188$2,259
Total$5,061$60,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,520/yr
40% on housing$151,830/yr
45% on housing$134,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$653This listing

vs Other Active Listings

Avg $/sqft

ZIP 49453$432
Allegan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 49453$431
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$800,000
2025-11-22Listing removed$795,000
2025-08-29Price change$795,000
2025-08-13Price change$819,000
2025-07-15Listed for sale$825,000
2016-05-02Sold$200,000
2015-10-09Listing removed$79,900
2015-04-01Price change$79,900
2015-03-31Pending sale$219,000
2015-02-26Price change$219,000
2014-09-17Price change$79,900
2014-05-02Price change$219,000
2014-04-11Price change$229,900
2013-11-13Price change$79,900
2013-08-24Price change$89,000
2013-07-13Price change$229,900
2013-07-12Price change$89,000
2013-05-04Price change$229,900
2011-11-17Price change$245,000
2011-05-07Listed for sale$329,500
2009-11-22Listing removed$345,000
2009-09-29Listed for sale$345,000
2009-06-02Listing removed$345,000
2008-08-08Listed for sale$345,000

For Sale by Agent

AgentDavid Isljamovski
BrokerageCENTURY 21 Affiliated

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