658 Allegan St, Saugatuck, MI, 49453
About This Home
Location, location, location! This cottage 'On the Hill,'' is just a block or two from the lake, with seasonal views of Lake Kalamazoo from the wraparound sunroom. Craftsman style 2 bedroom, 1 bath home featuring newer windows, roof, furnace, and hot water heater. Plus a VERY large screened porch off the back (not included in square footage) and a large wood deck overlooking a private backyard. Parking is on the side on West St. Walking distance to town and close to the Saugatuck Center for the Arts and waterfront park. With a real wood fireplace, you'll enjoy the lake breezes in this charming cottage. Backyard extends to approximately the gravel driveway of the neighboring property. Nearby 813 Allegan St sold in 2024 for $625,000 for lot value, with a new home now going up. Some furnishings negotiable.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bathroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Area
- Level: Main
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 937
- Total interior livable area: 937 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 035750705400
Features
- Stories: 1
- Patio & porch: Scrn Porch
Lot
- Lot size: 8,276 sqft
- Features: Level,Sidewalk
- Lot size dimensions: 63 x 132
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Allegan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $558 | $6,696 |
| Electricity | $188 | $2,259 |
| Total | $3,370 | $40,440 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $559,000 |
| 2026-03-18 | Listed for sale | $579,000 |
| 2025-12-01 | Listing removed | $539,000 |
| 2025-11-11 | Listed for sale | $539,000 |
| 2025-11-11 | Listing removed | $539,000 |
| 2025-09-30 | Price change | $539,000 |
| 2025-08-27 | Price change | $549,000 |
| 2025-08-05 | Price change | $559,000 |
| 2025-07-27 | Price change | $579,000 |
| 2025-07-10 | Listed for sale | $599,000 |
| 2024-04-05 | Listing removed | -- |
| 2024-03-02 | Price change | $599,000 |
| 2024-01-22 | Price change | $609,000 |
| 2023-12-15 | Listed for sale | $614,900 |
| 2015-06-30 | Sold | $186,000 |
| 2015-03-25 | Listed for sale | $198,000 |
| 2010-06-02 | Sold | $140,000 |
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