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2145 Lakeshore Dr, Fennville, MI, 49408

2beds
1baths
1,024sqft
$550,000
$537price/sqft
$3,512/moest. monthly cost
$140,480/yrincome needed

About This Home

Escape to this charming Lake Michigan cottage located directly across the street from West Side County Park and the beautiful Lake Michigan shoreline. Enjoy the ease of beach access just steps away, where mornings can begin with coffee on the deck listening to the waves, afternoons can be spent along the water, and evenings end with breathtaking sunsets and stargazing around the fire pit. This inviting retreat offers year-round enjoyment, from spring walks surrounded by wildflowers to colorful fall weekends and peaceful nights under the stars. Perfectly situated near Saugatuck, Douglas, South Haven, and Holland, you'll be close to wineries, golf courses, shopping, dining, and endless outdoor recreation. Whether you're looking for a summer getaway or a place to create memories throughout the seasons, this Lake Michigan cottage offers the perfect blend of relaxation, adventure, and lakeshore living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
5/10
Fennville Middle SchoolGrades 6-86.5 mi
5/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 35
  • Dimensions: 5.00 x 7.00

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 240
  • Dimensions: 16.00 x 15.00

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Space Heater

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Kitchen

  • Level: Main
  • Area: 98
  • Dimensions: 14.00 x 7.00

Living Room

  • Level: Main
  • Area: 285
  • Dimensions: 15.00 x 19.00

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15.00 x 11.00

Property

Details

  • Parcel number: 0700804910

Features

  • Stories: 1

Lot

  • Lot size: 0.68 Acres
  • Lot size dimensions: 132 x 225

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$160$1,920
Property Taxes $383$4,596
Electricity $188$2,259
Total$3,512$42,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,411/yr
40% on housing$105,360/yr
45% on housing$93,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 49408$285
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49408$275
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$379,900
2026-08-11Price change$379,900
2026-08-04Price change$479,900
2026-07-31Listed for sale$550,000
AgentLuke Scott Bouman
BrokerageHome Realty

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