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12101 Oakridge Rd, Plainwell, MI, 49080

4beds
3baths
1,784sqft
$1,200,000
$673price/sqft
$7,710/moest. monthly cost
$308,400/yrincome needed

About This Home

Escape to your own private 420+ ft of lakeside frontage on Sawmill Point on 1.49 picturesque acres along the shores of desirable all-sports Pine Lake. Nestled among mature trees and flourishing apple and pear trees, this charming property offers a peaceful, park-like setting with plenty of room to relax, entertain, and enjoy lake life. Inside, you'll find warm, inviting spaces filled with character, including a cozy wood-burning stove that creates the perfect gathering place year-round. The delightful three-season porch, featuring wood floors, is an ideal spot to enjoy your morning coffee, unwind with evening sunsets, or take in the sights and sounds of nature. An attached garage provides convenience and additional storage for all your lake toys and outdoor gear. Whether you're searching for a year-round home, a weekend getaway, or a place to make lifelong family memories, this Pine Lake gem offers the perfect blend of charm, privacy, and all-sports lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Basement: Partial,Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement
  • Flooring: Carpet,Laminate,Tile,Wood
  • Finished area below ground: 272

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,784 sqft

Property

Details

  • Parcel number: 0801219000900

Features

  • Stories: 3
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Pine Lake

Lot

  • Lot size: 1.49 Acres
  • Features: Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$490$5,880
Property Taxes $959$11,508
Electricity $194$2,335
Total$7,710$92,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,342/yr
40% on housing$231,300/yr
45% on housing$205,600/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$673This listing

vs Other Active Listings

Avg $/sqft

ZIP 49080$174
Barry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49080$179
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,200,000
2007-08-06Sold$475,000

For Sale by Agent

AgentAmy L Hamilton
BrokerageJaqua, REALTORS

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