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10818 Stoney Point Dr, Delton, MI, 49046

4beds
3baths
2,539sqft
$625,000
$246price/sqft
$4,193/moest. monthly cost
$167,720/yrincome needed

About This Home

Enjoy stunning west facing sunset views from this unique Crooked Lake property situated on a point with lake frontage on both sides. Included are two waterfront parcels, with the second lot offering plenty of parking a second fishing dock or adding a large outbuilding. Originally rustic log home with modern additions over two timelines this home features numerous updates both inside and out including a newer primary suite addition with vaulted ceilings, a double vanity, upscale finishes, and a private entrance from the garage. Recent updates to windows, HVAC and siding. All bedrooms feature vaulted ceilings, while the lakeside bedrooms offer balcony views overlooking the water and a hard to find sandy beach! Panoramic lake views with a large island and sand bar just a few hundred feet away. Enjoy covered outdoor living space on both the upper and lower levels. Connected to public sewer with private well and natural gas. Immediate possession available. Schedule your private tour today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Kitchen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,539
  • Total interior livable area: 2,539 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Main

Property

Details

  • Parcel number: 1249000500
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Balcony,Other
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Crooked Lake

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: (41*144*41*155) (40*190)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$258$3,096
Property Taxes $499$5,988
Electricity $276$3,323
Total$4,193$50,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,760/yr
40% on housing$125,790/yr
45% on housing$111,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 49046$185
Barry County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49046
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$599,500
2026-08-03Price change$625,000
2026-07-23Price change$627,500
2026-07-08Price change$629,500
2026-06-29Price change$635,000
2026-06-22Listed for sale$650,000
2014-09-02Sold$217,000
2014-07-03Price change$219,900
2014-06-02Price change$225,000
2014-04-23Listed for sale$229,900
2014-01-01Listing removed$229,900
2013-10-03Listed for sale$229,900

For Sale by Agent

AgentTimothy M Todd
BrokerageTarget Realty Group LLC

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