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10877 Gun Lake Rd, Middleville, MI, 49333

4beds
2baths
1,598sqft
$775,000
$485price/sqft
$5,020/moest. monthly cost
$200,800/yrincome needed

About This Home

Experience lakefront living at its best with this charming home on Gun Lake, featuring 50 feet of private frontage. This 3-bedroom, 2 full bathroom home offers a functional and inviting layout. The main floor includes a spacious living room, kitchen, dining area, bedroom, full bathroom, and convenient main-floor laundry. Upstairs, you'll find two primary bedrooms, a walkthrough third bedroom, and an additional full bathroom, perfect for hosting family and guests. Step outside to enjoy everything lake life has to offer. A long aluminum dock with steps provides easy access to the water, while the sandy-bottom swim area is shallow at the shoreline, making it ideal for relaxing and recreation. The generous side yard is perfect for entertaining, yard games, or grilling with friends and family. Additional highlights include a long driveway with parking for 5+ vehicles and a two-stall garage. Don't miss your opportunity to own a slice of paradise, schedule your private showing today! Seller is a licensed Realtor in the State of MI.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Page Elementary SchoolGrades 4-56.5 mi
6/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Center Island,Pantry
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Property

Details

  • Parcel number: 1617001900
  • Zoning description: RES

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Gun Lake

Lot

  • Lot size: 0.32 Acres
  • Features: Adj to Public Land
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$295$3,540
Property Taxes $619$7,428
Electricity $188$2,259
Total$5,020$60,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,114/yr
40% on housing$150,600/yr
45% on housing$133,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 49333$234
Barry County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 49333
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$850,000
2025-11-23Listing removed$2,100
2025-11-13Price change$2,100
2025-10-16Listing removed$899,900
2025-10-16Listed for rent$2,400
2025-09-13Listed for sale$899,900
2021-03-24Listing removed--
2019-10-11Listing removed$1,500
2019-09-08Price change$1,500
2019-08-30Listed for rent$1,600
2018-08-29Listing removed$1,500
2018-08-09Listed for rent$1,500
2018-05-11Sold$275,000
2014-11-10Sold$290,000
2014-03-08Listing removed$299,900
2013-08-31Price change$299,900
2013-07-19Price change$339,900
2013-05-20Listed for sale$359,000
2004-03-31Sold$305,000

For Sale by Agent

AgentBrittany L Thomas
BrokerageUnited Realty Services LLC

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