




12093 Winans Rd, Dowling, MI, 49050
About This Home
Charming 2-Bedroom Cottage on Beautiful Long Lake! Escape to your own slice of lakeside paradise on a spacious, premier lot with stunning water views and room to play. Freshly updated with a durable new metal roof and a brand-new septic system installed, just move in and start making memories! Perfect for weekends, summers, or year-round living. All-sports lake fun awaits: boating, fishing, swimming, and relaxation. Don't miss this turnkey gem!
Getting Around
Schools
Construction
Condition
- Year built: 1949
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Main Level,Washer Hookup
Basement
- Basement: Crawl Space,Partial
Bathroom1
- Level: Main
- Area: 504
- Dimensions: 56.00 x 9.00
Bedroom2
- Level: Main
- Area: 774
- Dimensions: 86.00 x 9.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Area
- Level: Main
- Area: 84630
- Dimensions: 93.00 x 910.00
Features
- Window features: Insulated Windows
- Flooring: Carpet,Linoleum
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Kitchen
- Level: Main
- Area: 7280
- Dimensions: 8.00 x 910.00
Laundry
- Level: Main
- Area: 2790
- Dimensions: 9.00 x 310.00
Living Room
- Level: Main
- Area: 1011010
- Dimensions: 1111.00 x 910.00
Master Bedroom
- Level: Main
- Area: 927
- Dimensions: 103.00 x 9.00
Property
Details
- Parcel number: 0916500700
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Long Lake
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 86 x 122 x 94 x 156
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Barry County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $188 | $2,256 |
| Electricity | $188 | $2,259 |
| Total | $1,662 | $19,944 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-17 | Listed for sale | $239,900 |
For Sale by Agent
