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4927 28 1/2 Mile Rd, Homer, MI, 49245

6beds
3baths
3,050sqft
$569,900
$187price/sqft
$4,073/moest. monthly cost
$162,920/yrincome needed

About This Home

A property where luxury country living meets timeless farmhouse charm. Situated on just under 5 picturesque acres, this completely renovated 6-bedroom, 3-bath farmhouse offers over 3,000 sq. ft. of beautifully updated living space. Outside, the possibilities are endless. Three outbuildings including a classic pitch-roof barn with three horse stalls, offer exceptional flexibility for horses, hobby farming, livestock, workshops, or storage, all with water and electricity. The inground pool and pool house, complete with an updated kitchenette, create the perfect setting for entertaining or relaxing all summer long. Extensively renovated inside and out in 2020, major updates include new siding, metal roof, Andersen windows, plumbing, electrical, HVAC systems, and a whole-house generator. Inside, you'll find the chef's kitchen showcases floor to ceiling custom cherry cabinetry, granite countertops, premium stainless steel appliances, an oversized island, luxury flooring, designer lighting.. and decorative tin-style ceiling that add timeless character throughout the main level. Whether you're dreaming of raising horses, creating a hobby farm, or simply enjoying the peace and privacy of country living, this exceptional property offers the charm of a classic farmhouse with the confidence of modern updates. More than a home—it's a lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Homer Middle SchoolGrades 5-83.4 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Closet,Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Center Island
  • Window features: Replacement
  • Flooring: Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Property

Details

  • Parcel number: 1211001400

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Cabana

Lot

  • Lot size: 4.48 Acres
  • Features: Corner Lot,Shrubs/Hedges
  • Lot size dimensions: 300 x 650

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$224$2,688
Property Taxes $636$7,632
Electricity $332$3,992
Total$4,073$48,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,645/yr
40% on housing$122,190/yr
45% on housing$108,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 49245$117
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49245$178
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$569,900
2020-05-07Sold$214,900
2020-03-13Pending sale$224,900
2020-01-26Price change$224,900
2019-10-07Price change$249,900
2019-08-27Price change$279,900
2019-03-11Listed for sale$299,900

For Sale by Agent

AgentKassandra Plemmons
BrokerageChristie Plemmons Realty

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