21095 North Ave, Battle Creek, MI, 49017
About This Home
Discover the perfect blend of comfort, space, and lake living with this beautiful 4 bedroom, 3 bathroom home featuring deeded access to Saint Marys Lake and breathtaking lake views. Nestled in a peaceful setting, this home offers the ideal balance of privacy and convenience while remaining close to everyday amenities. Inside, you'll find a spacious and inviting layout designed for both entertaining and everyday living. The home offers multiple gathering spaces filled with natural light and scenic views that create a warm and welcoming atmosphere throughout. The spacious primary suite serves as a private retreat featuring its own en suite bathroom and a deck overlooking the lake, the perfect place to enjoy your morning coffee or unwind while taking in the sunset views. With four generously sized bedrooms and three full bathrooms, there is plenty of room for family, guests, or even a home office setup. Outside, enjoy peaceful surroundings, fresh lake air, and easy access to everything Saint Marys Lake has to offer including boating, fishing, kayaking, and relaxing days on the water. Whether you are looking for a year-round residence, vacation getaway, or investment opportunity, this property offers the best of Michigan lake living. Opportunities like this are hard to find, combining beautiful lake views, deeded lake access, spacious living, and a private primary suite deck into one incredible property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Upper Level
Basement
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s)
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,686
- Total interior livable area: 3,226 sqft
Property
Details
- Parcel number: 1891015410
Features
- Stories: 3
- Waterfront features: Lake
Lot
- Lot size: 0.55 Acres
- Lot size dimensions: 200 x 120
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Calhoun County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $677 | $8,124 |
| Electricity | $351 | $4,222 |
| Total | $3,109 | $37,308 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $375,000 |
View on Zillow