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107 10 Mile Rd, Union City, MI, 49094

4beds
2baths
1,728sqft
$285,000
$165price/sqft
$2,360/moest. monthly cost
$94,400/yrincome needed

About This Home

OPEN HOUSE, TUESDAY- AUGUST 18TH 5:00PM-6:30PM. SELLERS ARE MOTIVATED and willing to contribute toward a buyer's mortgage rate buy-down, helping reduce monthly payments and/or offering a $3,000 flooring allowance upon a successful closing. Country living at its best on nearly 3 acres! This 4-bedroom, 2-bath Modular ranch offers plenty of space inside and out. Features include a spacious kitchen, large living room, convenient main-floor laundry, and a versatile bonus room perfect for a family room, home office, or playroom. Outside, you'll find everything you need to start your own hobby farm or enjoy peaceful rural living, including apple, peach, and raspberry trees, a spring-fed stocked pond, two fenced pastures, a chicken coop, detached pole barn, and storage shed. With room for gardening, animals, recreation, and more, this property offers endless possibilities. Don't miss this rare opportunity to own your own slice of the countryside!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
7/10
Union City Middle SchoolGrades 5-82.4 mi
5/10
Union City High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),LP Tank Rented,Eat-in Kitchen
  • Window features: Replacement,Window Treatments
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 0513405700

Features

  • Stories: 1
  • Waterfront features: Pond
  • Waterbody name: Pond

Lot

  • Lot size: 2.24 Acres
  • Features: Level,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$210$2,520
Property Taxes $521$6,252
Electricity $188$2,261
Total$2,360$28,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,914/yr
40% on housing$70,800/yr
45% on housing$62,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 49094$125
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49094$115
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$284,000
2026-08-04Price change$284,000
2026-07-12Listed for sale$285,000
2026-07-09Listing removed$278,900
2026-06-30Price change$278,900
2026-06-12Price change$299,900
2026-06-01Price change$310,000
2026-05-18Price change$324,777
2026-05-12Listed for sale$349,900
2017-05-23Sold$43,500
2016-08-31Listing removed$51,500
2016-03-08Price change$51,500
2016-01-17Listed for sale$54,500

For Sale by Agent

AgentJami Lind
BrokerageHauska Home and Farm

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