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320 N Division St, Marshall, MI, 49068

3beds
2baths
2,591sqft
$394,900
$152price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

CALL LORI STURDEVANT 269-579-3626 TO TOUR THIS 1852 BEAUTY! Recent upgrades throughout this home include new windows/screens, roof, gutter guards, kitchen countertops & sink, upstairs walk-in shower, 2nd floor laundry, foam insulation, updated electrical, & fresh paint throughout. Perched on a hill just a 2 minute walk to downtown Marshall, you'll enjoy easy access to all the amenities, shops, & dining the area has to offer. Home features 3 bedrooms & 2 fully updated baths, w/beautiful hardwood floors that showcase the craftsmanship & character carried throughout. Timeless kitchen offers ample white cabinetry & stainless steel appliances. Cozy family room is filled w/natural light & gas fireplace. Outside, enjoy a fenced backyard w/multiple garden beds, a deck where most boards have been recently replaced & freshly stained. Basement & 3rd-floor walk up attic provide additional storage. Unique opportunity where classic historic charm blends seamlessly w/modern updates & conveniences.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

9/10
Walters ElementaryGrades PK-50.8 mi
6/10
Marshall Middle SchoolGrades 6-80.3 mi
9/10
Marshall High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1855

Materials

  • Roof: Composition,Flat
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Window features: Screens,Replacement,Insulated Windows,Window Treatments
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,591
  • Total interior livable area: 2,591 sqft

Property

Details

  • Parcel number: 135300230300

Features

  • Stories: 2

Lot

  • Lot size: 0.40 Acres
  • Features: Sidewalk,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 116 x 148.5

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$251$3,012
Property Taxes $440$5,280
Electricity $282$3,391
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 49068$143
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49068$142
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$399,900
2025-08-15Listing removed$410,000
2025-07-10Price change$410,000
2025-06-17Price change$420,000
2025-06-13Price change$415,000
2025-05-22Price change$420,000
2025-04-07Listed for sale$425,000
2024-09-16Sold$345,000
2024-08-16Pending sale$359,900
2024-08-08Listed for sale$359,900
2022-07-06Sold$305,000
2022-06-05Pending sale$299,900
2022-06-02Listed for sale$299,900
2016-06-10Sold$184,500
2016-04-12Pending sale$188,500
2016-03-25Listed for sale$188,500
2012-06-08Sold$126,000
2011-11-22Listed for sale$132,900
2009-08-07Sold$140,250
2006-08-08Sold$283,500

For Sale by Agent

AgentLori Sturdevant
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate

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