20420 26 1/2 Mile Rd, Albion, MI, 49224
About This Home
DUCK LAKE AREA! Enjoy the charm of lake-area living with this delightful studio 1-bedroom cottage-style bungalow situated on a spacious 1-acre country lot, just a short walk from Duck Lake. Whether you're looking for an investment property, weekend getaway, or year-round residence, this property offers exceptional potential. The home is move-in ready and features numerous mechanical updates for added peace of mind. Relax and entertain in the large 3-season room, while the detached shed and attached carport provide convenient storage & covered parking. Rarely does an opportunity arise to own an affordable property so close to the lake while enjoying the privacy and space of a country setting. Don't miss your chance to make this charming Duck Lake-area home your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Shingle,Steel
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Gas Water Heater,Range Hood,Refrigerator,Washer/Dryer,Water Heater,Water Softener
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: First
- Area: 90.25
Dining Room
- Level: First
- Area: 100.8
Features
- Bookcases,Built-in Features,Entrance Foyer,Laminate Counters,Pantry,Primary Downstairs,Storage
- Window features: Double Pane Windows
- Flooring: Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 860
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 860
- Total interior livable area: 860 sqft
Kitchen
- Level: First
- Area: 126.35000000000001
Living Room
- Level: First
- Area: 99.75
Master Bedroom
- Level: First
- Area: 109.25
Other
- Level: First
- Area: 157.48
Other
- Level: First
- Area: 58.8
Utility Room
- Level: First
- Area: 90.25
Property
Details
- Parcel number: 130612135700
- Zoning description: Zoning
- Other equipment: TV Antenna
Features
- Levels: One
- Stories: 1
- Entry location: Front Porch Door
- Patio & porch: Front Porch,Glass Enclosed
- Exterior features: Garden,Rain Gutters,Storage
- Fencing: None
Lot
- Lot size: 1 Acres
- Features: Back Yard,Few Trees,Front Yard,Gentle Sloping,Landscaped,Level,Native Plants,Rectangular Lot,Views,Wooded
- Lot size dimensions: 91.5 x 475
Parking
- Total spaces: 1
- Parking features: Attached Carport,Driveway,Kitchen Level
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Calhoun County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $227 | $2,724 |
| Electricity | $188 | $2,259 |
| Total | $1,326 | $15,912 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $154,900 |
| 2026-06-01 | Listed for sale | $159,900 |
For Sale by Agent
View on Zillow