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1024 23 Mile Rd, Homer, MI, 49245

4beds
1baths
2,144sqft
$344,900
$161price/sqft
$2,497/moest. monthly cost
$99,880/yrincome needed

About This Home

Local Amish farm with lots of opportunity. Welcome to this 20-ac parcel with fenced in pastures for horses and or cattle. Newer metal pole barn 90 x 42 with an attached 25 x 25 lean-to with 4 horse stalls and extra room for storage. 2 story home with full unfinished basement, electric has been connected from the pole to the home, 200-amp breaker box, some plumbing and wiring in the home. There is a well septic system on the property. Garden area ready for planting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Homer Middle SchoolGrades 5-84.2 mi
7/10

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Laundry features: Other

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Radiant

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Property

Details

  • Parcel number: 0703301501 & 0703301500

Features

  • Stories: 2

Lot

  • Lot size: 20.15 Acres
  • Features: Flag Lot,Tillable
  • Lot size dimensions: 616 x 1344 x 616 x 1344

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$135$1,620
Property Taxes $385$4,620
Electricity $233$2,806
Total$2,497$29,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,611/yr
40% on housing$74,910/yr
45% on housing$66,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 49245$120
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49245$178
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$364,900
2026-04-07Listed for sale$369,900
2023-01-29Listing removed--
2022-12-15Listed for sale$275,000

For Sale by Agent

AgentRandy K Blonde
BrokerageMidwestern Realty Group

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