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500 23 Mile Rd, Homer, MI, 49245

4beds
1baths
1,663sqft
$229,000
$138price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

Welcome to this beautifully updated 3-4 bedroom, 1-bath home situated on over 1.64 acres in Homer, Michigan! This home has been packed with improvements over the past several years, including a newer roof, furnace, kitchen, appliances, well pump, water heater, insulation, sump pump, flooring, and trim. A reverse osmosis system and water softener have also been installed. The property offers plenty of outdoor space and privacy, making it the perfect place to enjoy your morning coffee, watch the sunset, entertain family and friends, or simply relax and enjoy the peaceful surroundings. With room to grow, space to roam, and many of the major updates already completed, this home is ready for its next owners. You will definitely want to schedule a showing! This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties viewing the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and may change for the buyer after a closed transaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Homer Middle SchoolGrades 5-84.6 mi
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),LP Tank Rented,Eat-in Kitchen,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,663 sqft

Property

Details

  • Parcel number: 0704802100

Features

  • Stories: 2
  • Exterior features: Play Equipment

Lot

  • Lot size: 1.64 Acres
  • Features: Flag Lot,Shrubs/Hedges
  • Lot size dimensions: 265 x 270

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$90$1,080
Property Taxes $444$5,328
Electricity $188$2,259
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 49245$123
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49245$178
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$229,000
2026-07-24Listed for sale$229,000
2025-05-01Sold$195,000
2025-04-28Pending sale$195,000
2025-04-07Contingent$195,000
2025-04-03Listed for sale$195,000
2025-03-28Contingent$195,000
2025-02-03Listed for sale$195,000
2014-02-12Sold$62,000
2013-12-05Listed for sale$65,000
2013-09-04Listing removed$70,000
2013-06-07Listed for sale$70,000

For Sale by Agent

AgentBrad Jenkins
BrokerageCENTURY 21 Affiliated

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