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109 Sawgrass Ln, Battle Creek, MI, 49015

5beds
4baths
3,734sqft
$500,000
$134price/sqft
$3,804/moest. monthly cost
$152,160/yrincome needed

About This Home

Very nice turnkey home! Moving out of state. Hate to sell! Newer septic, roof, air conditioner and furnace. Included; dishwasher, 2 washing machines, 2 dryers, freezer, garbage disposal, microwave, range/oven, refrigerator and a whole house generator. Gas fireplace, finished basement, forced air, natural gas.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
6/10
Lakeview Middle SchoolGrades 5-83.4 mi
7/10
Lakeview High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,734 sqft

Property

Details

  • Parcel number: 522916000400

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$311$3,732
Property Taxes $558$6,696
Electricity $407$4,887
Total$3,804$45,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,422/yr
40% on housing$114,120/yr
45% on housing$101,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 49015$145
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49015$145
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$500,000
2019-07-18Sold$271,191
2019-06-30Pending sale$299,900
2019-06-04Price change$299,900
2019-04-22Price change$309,900
2019-04-17Price change$319,900
2019-04-08Price change$329,900
2019-03-29Listed for sale$335,900
2017-05-23Sold$308,000
2017-03-28Pending sale$318,000
2017-03-20Listed for sale$318,000
2007-03-19Sold$331,250
2005-08-03Sold$329,900

For Sale by Owner

AgentProperty Owner

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