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37 Harvard St, Battle Creek, MI, 49017

4beds
2baths
1,722sqft
$70,000
$41price/sqft
$669/moest. monthly cost
$26,760/yrincome needed

About This Home

This Victorian duplex has been owned by the same family for decades and has been a single family/rental unit during its history. It is being sold as is.. Updates to the furnace, electrical and plumbing.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Franklin SchoolGrades K-21.1 mi
--

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,722 sqft

Property

Details

  • Parcel number: 525370001410

Lot

  • Lot size: 3,049 sqft
  • Features: Level,Sidewalk
  • Lot size dimensions: 36.8 x 78.12

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$50$600
Property Taxes $78$936
Electricity $188$2,259
Total$669$8,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,937/yr
40% on housing$20,070/yr
45% on housing$17,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 49017$115
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49017$119
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$60,000
2026-08-12Price change$60,000
2026-07-27Price change$70,000
2026-07-15Listed for sale$80,000

For Sale by Agent

AgentBryan Royal
BrokerageERA Reardon Realty

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