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55 20th St N, Battle Creek, MI, 49015

4beds
2baths
1,610sqft
$230,000
$143price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Well-built homes with major infrastructure already addressed are becoming harder to find, and this Lakeview property deserves a closer look! Owned by the same family for over three decades, it features hardwood floors throughout much of the home, a practical layout, and substantial improvements including a 2019 roof on the house, garage, and pole barn, a newer furnace, central air, and many replacement windows. The heated attached 2-car garage is complemented by an outstanding 3-car pole barn complete with high ceilings, shelving, workbenches, and additional RV parking. Inside, the kitchen is updated, while the bathrooms and cosmetic finishes needed offer an excellent opportunity for sweat equity. The three-season room is bright and airy with lots of natural light and overlooks a large fenced yard. If you're looking for a home with great bones, excellent storage, and the chance to add value through thoughtful updates, this one is well worth seeing. Call us today to take a look!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Prairieview SchoolGrades PK-40.6 mi
6/10
Lakeview Middle SchoolGrades 5-81.0 mi
7/10
Lakeview High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Details

  • Parcel number: 529310224730
  • Zoning description: R1B

Features

  • Stories: 2

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 133.06 x 132.45

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$143$1,716
Property Taxes $256$3,072
Electricity $188$2,259
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 49015$145
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49015$145
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$230,000
2026-06-26Listed for sale$250,000

For Sale by Agent

AgentKaciana Champlin
BrokerageRE/MAX Perrett Associates

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