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147 E Elm St, Elsie, MI, 48831

4beds
2baths
1,912sqft
$170,000
$89price/sqft
$1,491/moest. monthly cost
$59,640/yrincome needed

About This Home

Welcome to this 1998 manufactured home located right in the heart or the Village of Elsie. Offering 1912 sq. ft. of thoughtfully designed living space. This move-in ready home features four bedrooms and two full bathrooms, including roll-in shower and ramped access at both the front and rear decks. The open, functional layout is ideal for everyday living and entertaining. A detached garage adds tremendous value, complete with a heated mancave/workspace for year-round use. Convenient village location, modern construction, and priced to sell-this home is ready for it's next owners to move in and enjoy.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
8/10
Ovid-Elsie Middle SchoolGrades 6-83.1 mi
7/10
Ovid-Elsie High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch,Mobile - Double Wide
  • Property subType: Single Family Residence,Manufactured/Double Wide,Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 147.742

Bedroom3

  • Level: Main
  • Area: 164.82

Bedroom4

  • Level: Main
  • Area: 147.742

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 113.834

Family Room

  • Level: Main
  • Area: 222.824

Features

  • Walk-In Closet(s),Pantry,Vaulted Ceiling(s),Drywall,WiFi
  • Window features: Skylight(s),Blinds
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,912

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Kitchen

  • Level: Main
  • Area: 210.714

Living Room

  • Level: Main
  • Area: 304.14

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 210.33

Property

Accessibility

  • Accessibility features: None,Handicap Access

Details

  • Parcel number: 06120001100300
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: None

Lot

  • Lot size: 0.49 Acres
  • Features: Cleared,Level,Subdivided
  • Lot size dimensions: 132 x 165

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete,Stone
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clinton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$133$1,596
Property Taxes $291$3,492
Electricity $208$2,502
Total$1,491$17,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,120/yr
40% on housing$44,730/yr
45% on housing$39,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 48831$71
Clinton County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 48831$123
Clinton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$170,000
2026-02-06Listed for sale$175,000
2020-07-28Sold$9,000
2010-07-26Sold$6,800
2006-03-07Sold$29,186
2003-08-22Sold$36,000

For Sale by Agent

AgentAmy Hill
BrokerageCENTURY 21 LEE-MAC REALTY

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