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321 S Main St, Bellevue, MI, 49021

3beds
2baths
2,185sqft
$100,000
$46price/sqft
$968/moest. monthly cost
$38,720/yrincome needed

About This Home

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Dryer
  • Laundry features: In Bathroom,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan Basement

Bedroom2

  • Level: Upper
  • Area: 150
  • Dimensions: 10.00 x 15.00

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Upper
  • Area: 221
  • Dimensions: 17.00 x 13.00

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10.00 x 16.00

Family Room

  • Level: Main
  • Area: 270
  • Dimensions: 15.00 x 18.00

Features

  • Ceiling Fan(s)
  • Window features: Storms,Replacement,Insulated Windows,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 160

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,085
  • Total interior livable area: 2,185 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Laundry

  • Level: Main
  • Area: 182
  • Dimensions: 13.00 x 14.00

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 12.00 x 17.00

Master Bedroom

  • Level: Main
  • Area: 170
  • Dimensions: 10.00 x 17.00

Property

Details

  • Parcel number: 13104660300500

Features

  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Features: Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$71$852
Property Taxes $154$1,848
Electricity $238$2,859
Total$968$11,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,188/yr
40% on housing$29,040/yr
45% on housing$25,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 49021$92
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49021$127
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$90,000
2026-06-12Listed for sale$100,000

For Sale by Agent

AgentCarson T Williams
BrokerageeXp Realty LLC

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