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331 S Main St, Bellevue, MI, 49021

3beds
1baths
1,098sqft
$44,900
$41price/sqft
$521/moest. monthly cost
$20,840/yrincome needed

About This Home

Opportunity for the right buyer to restore and bring new life to this historic home, originally built in 1861. This property is being sold in its current condition and is best suited for cash buyers or renovation loan buyers. The home has been cleaned out and offers strong potential for an investor, flipper, or buyer looking for a full rehab project. Please note: the property does not currently have functioning electricity. Per the seller/family, this is not simply a utility shutoff -- the electrical service is believed to require substantial repair or replacement before power can be restored. Buyers should conduct their own inspections and due diligence regarding the electrical system, plumbing, and overall condition of the property. The plumbing is currently shut off, but the bigger concern is the electrical system. This property should be viewed as a major renovation project with significant work needed.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Property

Details

  • Parcel number: 13104660300800

Features

  • Stories: 2

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 9583 SF

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$32$384
Property Taxes $74$888
Electricity $188$2,259
Total$521$6,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,862/yr
40% on housing$15,630/yr
45% on housing$13,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 49021$93
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49021$127
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Price change$54,900
2026-03-13Listed for sale$59,900

For Sale by Agent

AgentMarcus T Miller
BrokerageReal Broker, LLC

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