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201 N Chester Rd, Charlotte, MI, 48813

3beds
2baths
2,810sqft
$376,900
$134price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

This is an ideal 4-acre parcel in a great location. Spacious 4-bedroom 2 bath home. Kitchen features tons of Amish Oak cabinets with a breakfast nook on one side and a large dining area on the other. Beautiful natural Harwood floors. Primary bedroom has a private bath with a whirlpool tub! Sit out on the 12 x 20 front deck, relax and watch the deer in the distance. 46 x 48 Pole barn to store your things in or make it into your workshop. Driveway is completely finished concrete. 2 x 6 wall construction. Generac generator in case there is a power outage. Part of the property is fenced for livestock. This home checks a lot of boxes on your home search, make sure to take a peek at it before it's gone! Seller motivated!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
6/10
7/10
Charlotte Middle SchoolGrades 7-83.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Water Heater,Water Softener
  • Laundry features: Laundry Closet,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Full,Partially Finished

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 132

Bedroom4

  • Level: Basement
  • Area: 155.89

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 151.25

Family Room

  • Level: Basement
  • Area: 1275

Features

  • Ceiling Fan(s),Double Closet,Eat-in Kitchen,Laminate Counters,Natural Woodwork,Pantry
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Hardwood
  • Fireplace features: None
  • Finished area below ground: 1,242
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,125
  • Total interior livable area: 2,810 sqft

Kitchen

  • Level: First
  • Area: 139.39999999999998

Living Room

  • Level: First
  • Area: 246.92499999999998

Master Bedroom

  • Level: First
  • Area: 164.7

Other

  • Level: First
  • Area: 64

Property

Details

  • Parcel number: 2310000840004004
  • Zoning description: Zoning
  • Foundation area: 1568

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 3.97 Acres
  • Features: Back Yard,Few Trees
  • Lot size dimensions: undefined x undefined

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,905$22,860
Home Insurance *$173$2,076
Property Taxes $420$5,040
Electricity $306$3,677
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 48813$152
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48813$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$374,900
2026-06-29Price change$376,900
2026-05-30Listed for sale$384,900
2026-03-25Contingent$384,900
2026-03-05Listed for sale$384,900
2024-01-26Sold$350,000
2023-11-24Pending sale$359,900
2023-09-01Listed for sale$359,900

For Sale by Agent

AgentRyan Halsey
BrokerageExit Great Lakes Realty

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