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322 W Shaw St, Charlotte, MI, 48813

2beds
1baths
1,712sqft
$192,000
$112price/sqft
$1,460/moest. monthly cost
$58,400/yrincome needed

About This Home

Welcome to this charming 2 bedroom, 1 bath home in a great Charlotte location! Sitting on a desirable corner lot, this home offers a comfortable layout with plenty of spaces that can be used to fit your needs. Whether you're looking for room to relax, work from home, entertain, or simply spread out, there is flexibility throughout the home. The inviting front porch is a wonderful spot to relax, while the back deck provides additional outdoor living space with more privacy. The deck was replaced in 2025, giving you a fresh space to enjoy the yard. The shed has power and is an excellent space for additional outside uses. Inside, the home offers a functional kitchen with appliances replaced in 2021.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
Galewood ElementaryGrades PK-K0.8 mi
6/10
7/10
Charlotte Middle SchoolGrades 7-80.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Refrigerator,Oven,Range
  • Laundry features: In Basement,See Remarks

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: First
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 108

Family Room

  • Level: Basement
  • Area: 336

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Finished area below ground: 800
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: First
  • Area: 88

Laundry

  • Level: Basement
  • Area: 80

Living Room

  • Level: First
  • Area: 264

Master Bathroom

  • Level: First
  • Area: 40

Master Bedroom

  • Level: First
  • Area: 156

Property

Details

  • Parcel number: 2320004160003500
  • Zoning description: Zoning
  • Foundation area: 912

Features

  • Levels: One
  • Stories: 1
  • Entry location: FRONT DOOR
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,City Lot,Cleared,Front Yard,Landscaped,Private,Corner Lot
  • Lot size dimensions: 80 x 131

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Faces Front,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $970$11,640
Home Insurance *$88$1,056
Property Taxes $214$2,568
Electricity $188$2,259
Total$1,460$17,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,057/yr
40% on housing$43,800/yr
45% on housing$38,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 48813$153
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48813$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$192,000
2026-08-08Listed for sale$192,000
2026-08-05Pending sale$192,000
2026-07-30Listed for sale$192,000
2023-11-09Listing removed--
2021-11-08Sold$152,000
2021-10-07Pending sale$149,000

For Sale by Agent

AgentLexie M Caldwell
BrokeragePatriot Homes Michigan Real Estate

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