




322 W Shaw St, Charlotte, MI, 48813
About This Home
Welcome to this charming 2 bedroom, 1 bath home in a great Charlotte location! Sitting on a desirable corner lot, this home offers a comfortable layout with plenty of spaces that can be used to fit your needs. Whether you're looking for room to relax, work from home, entertain, or simply spread out, there is flexibility throughout the home. The inviting front porch is a wonderful spot to relax, while the back deck provides additional outdoor living space with more privacy. The deck was replaced in 2025, giving you a fresh space to enjoy the yard. The shed has power and is an excellent space for additional outside uses. Inside, the home offers a functional kitchen with appliances replaced in 2021.
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Free-Standing Refrigerator,Oven,Range
- Laundry features: In Basement,See Remarks
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: First
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 108
Family Room
- Level: Basement
- Area: 336
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Finished area below ground: 800
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,824
- Total interior livable area: 1,712 sqft
Kitchen
- Level: First
- Area: 88
Laundry
- Level: Basement
- Area: 80
Living Room
- Level: First
- Area: 264
Master Bathroom
- Level: First
- Area: 40
Master Bedroom
- Level: First
- Area: 156
Property
Details
- Parcel number: 2320004160003500
- Zoning description: Zoning
- Foundation area: 912
Features
- Levels: One
- Stories: 1
- Entry location: FRONT DOOR
- Patio & porch: Covered,Deck,Front Porch,Porch
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 10,018 sqft
- Features: Back Yard,City Lot,Cleared,Front Yard,Landscaped,Private,Corner Lot
- Lot size dimensions: 80 x 131
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage,Garage Faces Front,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Eaton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $970 | $11,640 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $214 | $2,568 |
| Electricity | $188 | $2,259 |
| Total | $1,460 | $17,520 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $192,000 |
| 2026-08-08 | Listed for sale | $192,000 |
| 2026-08-05 | Pending sale | $192,000 |
| 2026-07-30 | Listed for sale | $192,000 |
| 2023-11-09 | Listing removed | -- |
| 2021-11-08 | Sold | $152,000 |
| 2021-10-07 | Pending sale | $149,000 |
