423 W Seminary St, Charlotte, MI, 48813
About This Home
Lovely 2 Bedroom 1.5 Bath home in the cute city of Charlotte. This one has been updated throughout the years and has a beautiful kitchen, a formal dining room, a laundry room and a bedroom on he first floor. On the second floor is a very large bedroom that could almost be turned into two bedrooms or a bedroom with a bathroom. It is within walking distance of downtown, restaurants, schools and churches. Come see this one today - it is ready to move into!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Permanent,Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Interior Entry,Michigan,Partial
Bathroom1
- Level: First
- Area: 57.375
Bathroom2
- Features: Other
- Level: First
- Area: 28.080000000000002
Bedroom2
- Features: Carpet Floor
- Level: First
- Area: 137.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 47.97
Features
- Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Kitchen Island,Laminate Counters
- Flooring: Carpet,Combination,Vinyl
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,639
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,039
- Total interior livable area: 1,639 sqft
Kitchen
- Features: Vinyl Floor
- Level: First
- Area: 201.5
Living Room
- Features: Cathedral Ceiling(s)
- Level: First
- Area: 229.5
Master Bedroom
- Features: Carpet Floor
- Level: Second
- Area: 345
Property
Details
- Parcel number: 2320005400202000
- Zoning description: Zoning
- Special condition: Real Estate Owned
- Foundation area: 400
Features
- Levels: One and One Half
- Stories: 1
- Entry location: West Side
- Patio & porch: Deck,Front Porch
- Exterior features: Private Entrance,Rain Gutters
- Fencing: Back Yard
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 9,583 sqft
- Features: Back Yard,Front Yard,Rectangular Lot,Corner Lot
- Lot size dimensions: 94.5 x 105
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Eaton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $940 | $11,280 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $207 | $2,484 |
| Electricity | $188 | $2,259 |
| Total | $1,420 | $17,040 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-26 | Sold | $150,000 |
| 2022-11-11 | Sold | $190,000 |
| 2022-10-11 | Pending sale | $181,000 |
| 2022-10-09 | Listed for sale | $181,000 |
| 2017-07-28 | Sold | $130,000 |
| 2017-07-06 | Pending sale | $129,900 |
| 2017-03-28 | Listed for sale | $129,900 |
| 2003-11-07 | Sold | $90,000 |
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