See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

446 N Sheldon St, Charlotte, MI, 48813

2beds
1baths
1,822sqft
$189,900
$104price/sqft
$1,457/moest. monthly cost
$58,280/yrincome needed

About This Home

Welcome to this well-maintained home situated on an oversized lot, with a fully fenced backyard, offering the perfect blend of space and comfort. Move-in-ready from the moment you step inside, this home features fresh paint and new flooring throughout, creating a clean, refreshed feel that you'll love. The spacious layout provides plenty of room for everyday living & entertaining, while the expansive back yard is ideal for children, pets, gardening, summer barbecues or simply relaxing in your own private outdoor space. Whether you are a first time home buyer or looking for more space, this home offers the perfect combination of style, functionality and value. Conveniently located near schools, shopping, parks and everyday amenities, this is a property you won't want to miss.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
6/10
--
Galewood ElementaryGrades PK-K0.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan,Partial

Bedroom2

  • Level: Second
  • Area: 155.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 210

Family Room

  • Level: First
  • Area: 196

Features

  • Flooring: Laminate,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,822

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,518
  • Total interior livable area: 1,822 sqft

Kitchen

  • Level: First
  • Area: 195.96

Living Room

  • Level: First
  • Area: 210

Master Bedroom

  • Level: Second
  • Area: 225

Other

  • Level: Second
  • Area: 112

Property

Details

  • Parcel number: 2320006661301000
  • Zoning description: Zoning
  • Foundation area: 696

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.67 Acres
  • Lot size dimensions: irreg

Parking

  • Parking features: Driveway,Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$87$1,044
Property Taxes $212$2,544
Electricity $198$2,384
Total$1,457$17,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,954/yr
40% on housing$43,710/yr
45% on housing$38,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 48813$153
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48813$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$189,900
2026-07-15Listed for sale$195,900
2022-09-21Sold$160,101
2022-08-08Contingent$159,900
2022-08-01Listed for sale$159,900
2020-01-17Sold$103,000
2019-12-27Pending sale$96,000
2019-11-15Price change$96,000
2019-11-04Price change$99,900
2019-10-24Price change$103,500
2019-09-10Listed for sale$99,900
2015-02-27Sold$67,000
2012-06-15Listing removed$58,500
2012-02-17Price change$58,500
2011-11-24Listed for sale$62,500

For Sale by Agent

AgentAnn M Britton
BrokerageWEICHERT, REALTORS- Emerald Properties

Similar Homes