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405 Forest St, Eaton Rapids, MI, 48827

3beds
3baths
2,355sqft
$290,000
$123price/sqft
$2,213/moest. monthly cost
$88,520/yrincome needed

About This Home

Welcome to 405 Forest St. in Eaton Rapids, a move-in-ready home that's been lovingly maintained and thoughtfully updated throughout. From the moment you step inside, you'll appreciate the beautifully refinished hardwood floors, fresh interior paint, and the perfect blend of timeless character and modern improvements. The finished lower level adds valuable living space with warm knotty pine accents, a wet bar, new vinyl flooring, a remodeled half bath, a new ceiling, and waterproofing, making it the perfect place to relax or entertain. Outside, enjoy the spacious backyard featuring a newer 8x15 storage shed and a fenced garden area, providing plenty of room for gardening, pets, or outdoor activities. Major updates include a new water softener and reverse osmosis system (2025), a water heater less than five years old, and a boiler that has been professionally serviced annually, offering peace of mind for years to come. Situated on a desirable corner lot, this home is just a short walk to downtown Eaton Rapids, local restaurants, parks, and schools. With its extensive updates, classic charm, and convenient location, this home is ready for its next owners to move in and enjoy.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer/Dryer,Water Heater,Water Purifier Owned,Water Softener Owned
  • Laundry features: In Basement,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Full,Partially Finished

Bedroom2

  • Level: First
  • Area: 125.55000000000001

Bedroom3

  • Level: First
  • Area: 158.641

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 106.08

Family Room

  • Level: Basement
  • Area: 669.53

Features

  • Laminate Counters,Natural Woodwork,Recessed Lighting,Storage,Track Lighting,Wet Bar
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,555

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,110
  • Total interior livable area: 2,355 sqft

Kitchen

  • Level: First
  • Area: 122.21

Living Room

  • Level: First
  • Area: 329.42

Master Bedroom

  • Level: First
  • Area: 187.43999999999997

Office

  • Level: Basement
  • Area: 101.48

Property

Details

  • Parcel number: 2330006960101000
  • Zoning description: Zoning
  • Foundation area: 1555

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Garden,Lighting,Rain Gutters
  • Fencing: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Few Trees,Front Yard,Garden,Rectangular Lot,Corner Lot
  • Lot size dimensions: 83 x 128

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front,Overhead Storage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$168$2,016
Property Taxes $323$3,876
Electricity $256$3,082
Total$2,213$26,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,874/yr
40% on housing$66,390/yr
45% on housing$59,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 48827$134
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48827$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$290,000
2020-02-12Sold$160,000
2018-01-16Sold$87,000

For Sale by Agent

AgentStacee Robison
BrokerageKeller Williams Realty Lansing

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