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3555 N Cochran Rd, Charlotte, MI, 48813

6beds
4baths
10,792sqft
$2,499,000
$232price/sqft
$19,842/moest. monthly cost
$793,680/yrincome needed

About This Home

Set on 40 scenic acres in Charlotte, Michigan, this extraordinary 6-bedroom estate offers a rare combination of scale, recreation, versatility, and extensive outbuildings providing exceptional space for equipment, storage, hobbies, and recreation. Encompassing nearly 10,000 square feet, the residence features expansive gathering spaces, an open kitchen with a large pantry, a library, three fireplaces, indoor lap pool, hot tub, steam room, theater room, and an impressive primary suite with sitting area, walk-in closets, and dual full baths. A screened porch envelops two sides of the home, providing beautiful views of the ponds, woods, and landscaped grounds. The walkout lower level includes four bedrooms, a full kitchen, living room, media and recreation spaces, full bath, and abundant storage. Equestrian and recreational facilities include horse pastures, stables with heated office, tack room, and full bath, a 120x54 equipment barn, and a fully finished 100x40 recreation barn featuring full-court basketball, office, bath, and laundry. The grounds are equally impressive, offering five ponds, a warming house overlooking the skating pond, a ball field with a backstop and bleachers, a state-of-the-art playground with play structures, a dog run, and an extensive collection of sculptures from around the world, thoughtfully displayed throughout the property. A truly exceptional estate offering opportunities for equestrian pursuits, outdoor recreation, hobby farming, large-scale entertaining, retreat-style use, and private enjoyment. Offering a rare combination of privacy and accessibility, the property is conveniently situated near Lansing, East Lansing, Okemos, Marshall, Battle Creek, Jackson, and regional aviation facilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
--
Galewood ElementaryGrades PK-K4.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer,Water Heater,Water Softener
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Full,Walk-Out Access

Bedroom2

  • Level: First
  • Area: 176.39999999999998

Bedroom3

  • Level: Basement
  • Area: 155.82

Bedroom4

  • Level: Basement
  • Area: 152.88

Bedroom5

  • Level: Basement
  • Area: 153.29999999999998

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 343

Family Room

  • Level: First
  • Area: 325.6

Family Room

  • Level: Basement
  • Area: 408

Features

  • Number of fireplaces: 3
  • Fireplace features: Basement,Dining Room,Double Sided,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,714
  • Finished area above ground: 8,078

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 14,227
  • Total interior livable area: 10,792 sqft

Kitchen

  • Level: First
  • Area: 470.79999999999995

Kitchen

  • Level: Basement
  • Area: 288.40000000000003

Laundry

  • Level: First
  • Area: 112.80000000000001

Library

  • Level: First
  • Area: 220.79999999999998

Living Room

  • Level: First
  • Area: 313.6

Master Bathroom

  • Level: First
  • Area: 171.2

Master Bedroom

  • Level: First
  • Area: 416.3

Media Room

  • Level: Basement
  • Area: 574.6

Office

  • Level: First
  • Area: 178.5

Other

  • Level: First
  • Area: 609

Other

  • Level: First
  • Area: 285

Other

  • Level: First
  • Area: 204

Other

  • Level: Basement
  • Area: 166.44

Property

Details

  • Parcel number: 2306002520003005
  • Zoning description: Zoning
  • Foundation area: 6149

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Indoor,Lap
  • Patio & porch: Porch,Screened,Wrap Around
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 40.85 Acres
  • Lot size dimensions: 1265 x 1318

Parking

  • Total spaces: 4
  • Parking features: Attached,Circular Driveway,Finished,Garage Door Opener,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$1,152$13,824
Property Taxes $4,877$58,524
Electricity $1,177$14,125
Total$19,842$238,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$680,297/yr
40% on housing$595,260/yr
45% on housing$529,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 48813$149
Eaton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 48813$144
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$1,980,000
2026-05-27Listed for sale$2,499,000

For Sale by Agent

AgentEric Crandall
BrokerageWEICHERT, REALTORS- Emerald Properties

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