2120 Pray Rd, Charlotte, MI, 48813
About This Home
Looking to downsize or make your move into homeownership? This 2-bedroom, 1-bath ranch offers comfortable one-level living on approximately 1 acre. Inside, you'll find a spacious living room, a bright combined kitchen and dining area with ample cabinet space, and convenient main-floor laundry. The attached garage provides additional storage and everyday convenience. Outside, enjoy a spacious yard with mature trees and a partially fenced area, offering plenty of room to enjoy the outdoors. Move-in ready with an opportunity to add your own personal touches and a little TLC. Conveniently located near I-96 with easy access to Charlotte, Potterville, Lansing, and surrounding areas. A great opportunity with plenty of potential—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Range,Refrigerator,Washer/Dryer,Water Heater,Water Softener
- Laundry features: Electric Dryer Hookup,In Bathroom,Main Level
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Sump Pump
Bedroom2
- Level: First
- Area: 81
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 162.75
Features
- Ceiling Fan(s),Pantry
- Flooring: Laminate
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 920
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,840
- Total interior livable area: 920 sqft
Kitchen
- Level: First
- Area: 1
Living Room
- Level: First
- Area: 238
Master Bedroom
- Level: First
- Area: 146.16
Property
Details
- Parcel number: 2308003140006500
- Zoning description: Zoning
- Foundation area: 920
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Fencing: Back Yard,Chain Link,Gate,Partial
- Has view: Yes
- View description: Neighborhood,Rural
Lot
- Lot size: 1 Acres
- Features: Few Trees,Front Yard
- Lot size dimensions: 150 x 291
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Eaton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $212 | $2,544 |
| Electricity | $188 | $2,259 |
| Total | $1,447 | $17,364 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $189,900 |
| 2021-03-08 | Sold | $144,000 |
| 2021-02-01 | Pending sale | $139,900 |
| 2021-01-29 | Listed for sale | $139,900 |
| 2018-11-19 | Sold | $105,000 |
| 2018-10-25 | Pending sale | $99,900 |
| 2018-10-11 | Price change | $99,900 |
| 2018-09-18 | Listed for sale | $109,900 |
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