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10289 Lafayette Ln, Dimondale, MI, 48821

3beds
3baths
3,062sqft
$500,000
$163price/sqft
$3,113/moest. monthly cost
$124,520/yrincome needed

About This Home

Welcome to this beautiful 3 bed/2.5 bath home on the water! Property is being sold with adjacent parcel (080-050-500-761-00). This amazing home has been meticulously cared for inside & out! All brick exterior with a deck along the back to enjoy the serene waterfront. You can literally walk down a few steps to your boat...it doesn't get any easier than this! Over $185k in upgrades which include: Newer furnace & A/C, newer refrigerator & dishwasher, newer steel seawall, newer deck & retaining wall, etc. As you enter the home, you are greeted with an open concept kitchen and living room with a wall of windows that overlook the water! There is also a separate family room, 4-season room and 1st floor laundry. The 3-car garage is even heated! NOTE: Taxes are low as seller is a disabled veteran.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Waverly Middle SchoolGrades 5-83.8 mi
5/10
2/10
Winans Elementary SchoolGrades 1-44.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer/Dryer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Features: Carpet Floor
  • Level: First
  • Area: 181.04

Bedroom3

  • Features: Tile Floor
  • Level: First
  • Area: 227.93999999999997

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Hardwood Floor
  • Level: First
  • Area: 177.936

Family Room

  • Features: Carpet Floor
  • Level: First
  • Area: 499.40999999999997

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Window features: Skylight(s)
  • Flooring: Brick,Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,062

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,124
  • Total interior livable area: 3,062 sqft

Kitchen

  • Features: Hardwood Floor
  • Level: First
  • Area: 194.56

Laundry

  • Features: Tile Floor
  • Level: First
  • Area: 76.8

Living Room

  • Features: Carpet Floor
  • Level: First
  • Area: 674.87

Master Bedroom

  • Features: Carpet Floor
  • Level: First
  • Area: 426.91499999999996

Other

  • Level: First
  • Area: 136.88

Other

  • Features: Hardwood Floor
  • Level: First
  • Area: 220.45999999999998

Property

Details

  • Parcel number: 08005050078100
  • Zoning description: Zoning
  • Foundation area: 3062

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Seawall,Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 0.81 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Waterfront
  • Lot size dimensions: IRREG

Parking

  • Total spaces: 3
  • Parking features: Attached,Finished,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Eaton County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$250$3,000
Property Taxes $2$24
Electricity $333$4,007
Total$3,113$37,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,731/yr
40% on housing$93,390/yr
45% on housing$83,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 48821$136
Eaton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48821$127
Eaton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$600,000
2026-03-12Listed for sale$625,000
2017-06-16Sold$300,000
2017-04-10Pending sale$349,900
2016-12-27Price change$349,900
2016-10-07Price change$369,900
2016-08-05Price change$379,900
2016-06-07Listed for sale$385,000

For Sale by Agent

AgentPatty Toth
BrokerageRE/MAX Real Estate Professionals

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